Motorists who think they are driving more safely could actually be causing accidents, according to new research.

The study by Dayinsure has found that 15% of people have been in a car accident or know someone who has, due to motorists being over cautious.

John Hatfield, CEO at Dayinsure, said: “Dangerous driving is often we associate with boy racers, reckless overtaking, and people exceeding the speed limit, but in fact people at the completely other end of the spectrum can be dangerous on the roads too. 

“There are various cautious driving habits common with many drivers that could prove dangerous on the roads. Many of us may consider driving too fast or making quick decisions as the most potentially dangerous things to do but driving so slowly that it can be dangerous or being too hesitant when pulling out at a junction, can also cause a collision. 

“It’s important to obey the rules of the road at all times and to make sure that you aren’t causing any problems for other road users.” 

The study suggests that drivers who think they are being extra-safe are responisble for increased congestion due to over-braking, driving under the speed limit and taking too long to pull out of junctions.

Almost a quarter of UK motorists admitted they regularly drive well under the speed limit and nearly half of those surveyed said they don’t overtake, even when safe. 

Those aged 25-34 were identified as the most cautious drivers, while 18-24 year olds were most likely to speed.  

One respondent admitted to not pulling out at a junction when it was safe to do so and got hit from behind. Another indicated too early on a roundabout and was consequently hit by another car entering the roundabout.